Help with online access to your personal account

How to register, log in, and manage your username and password

Don’t worry; it happens! We can help you recover your username or reset your password online.

If you forgot your username:

  • Go to the Forgot username page.
  • Choose “Individuals” as your role and click “Continue”.
  • Enter the email address you use to do business with us, and we'll send you an email with your username.

If you forgot your password:

  • Go to login page
  • Click the “Forgot password?” link under the Log in button.
  • Enter your username.
  • We'll provide you a verification code by text, voice call or an authenticator app. Which one we send it to depends on the option(s) you registered. 
  • After you've correctly entered your code, you'll be prompted to reset your password.
  • You can then use this new password to log in to your account online.

You can also call us at 800-986-3343 for assistance.​

Registering online takes only a few minutes, with these simple steps:

  • Enter your first name, last name, date of birth, mobile phone number (this is the quickest way to verify your identity, as we'll simply text you a unique verification code), and your ID number (this is either your Social Security Number or a number provided by your employer) or zip code.
  • Agree to do business electronically.
  • If you don't provide your mobile phone number, you'll need to verify your identity by answering a few questions administered by a trusted third-party (Principal® does not have access to the information shown in this step of the process).
  • Create a unique username, secure password, and provide an email address.
  • Select and answer 3 customer service security questions we'll use to verify your identity if you need to call us.

That's it! You now have access to your online account. You'll get a confirmation email within a few minutes. Once you get that email, you can access your account online anytime.

Still need help? Download step-by-step instructions (PDF).

Click "Log In" at the top of any page, enter your username and password and click the “Log in” button.

If you haven’t yet registered to access your account information online, it’s no problem. Simply click “Create an account”, choose “Individuals” as your role and click “Create an individual account” button.  Then, simply follow the instructions on the screen to create your personal login credentials.

Log in and access your profile to change your password, customer service questions and answers, mailing address, email address, mobile phone number, two-factor authentication security settings and more.

We’re sometimes unable to deliver a message to the email address we have on file for your account. We recommend double-checking the following:

  • The spelling of your email address (Make sure you’ve typed it correctly.)
  • Your inbox capacity (If your email inbox is full, you won’t receive any new emails.)
  • Your Junk or Spam folder (To make sure Principal emails are delivered to your inbox in the future, please add our email address to your address book or “Safe Sender” list.)
Are you an employer?
Don't see the topic you need help with?

Give us a call.

  • Retirement plan participants call 800-547-7754
  • Mutual fund clients call 800-222-5852
  • Everyone else call 800-986-3343 

Or send us an email.

For the security of your account, we are unable to provide login assistance via email.